"Is it true that it's already illegal for insurance companies to deny legitimate claims?"

“The truth is, it’s already illegal for insurance companies to deny legitimate claims.”

No. Existing law does not prevent insurance companies from treating consumers unfairly. Right now, if you have to resort to suing your own insurance company, all the insurer has to pay is what they owed you in the first place. You have to pay your legal costs out of your own pocket, plus cover the auto or home damage that your insurance company should have covered. Insurance companies earn interest by unreasonably delaying and denying legitimate claims – it pays to delay and deny.

R-67 would require that the insurance industry to pay legitimate claims in a reasonable and timely manner or they could be subject to court-approved damages of up to three times the original claim plus attorney’s fees. Your attorney does not get the triple damages – they only go to the plaintiff. But you also wouldn’t have to pay legal fees out of the money that is supposed to cover your losses.

"Does Approve 67 only help the trial lawyers like the Reject 67 ads claim?

“People are figuring out just who wins with Referendum 67. It’s the trial lawyers.”

Consumers win with R-67. R-67 helps consumers hold bad insurance companies accountable for unfair treatment. Approve 67 is endorsed by more than 100 organizations, including the Washington State Council of Firefighters, AARP, Washington Education Association. Gov. Chris Gregoire and Insurance Commissioner Mike Kreidler also know R-67 is good for consumers and endorse an approve vote. To see all endorsers, go to http://www.approve67.org/endorsements.

“Did Insurance Rates in California really go up like the Reject 67 ads claim?"

Referendum 67 and California’s Laws are like Apples to Oranges

A Reject 67 campaign ad misleadingly says that a California law “caused insurance rates to spike” and that Referendum 67 will do the same in Washington. The same insurance industry lobbyists and executives who are trying to defeat Referendum 67 know that this is deceptive.